Information on mortgages, secured loans and general insurance products

Home Ownership & Shared Ownership

Bad Credit Mortgages

Secured Loans

Conveyancing

Home Insurance

Free Credit Report

Life Insurance

Authorised & regulated by the Financial Services Authority, registration no. 304167. Consumer Credit Licence No. 549463, Data Protection Z8365 202. Secured loans, conveyancing and credit reports are not regulated by the Financial Services Authority.

Mortgages:
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage. This information does not contain all the details you need to choose a mortgage. Make sure that you read the separate Key Facts Illustration before you make a decision. There will be a fee for mortgage advice. Our fees vary depending on the type of mortgage arranged. For example, on PRIME cases the fee will normally be 1.0% of the mortgage advance, with a minimum fee of £495. On a SUB PRIME or IMPAIRED CREDIT mortgage the fee will normally be 1.5% - 2.0% of the mortgage advance with a minimum fee of  £500.

Secured Loans:
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your Mortgage or any other debt secured on it. By consolidating your existing financial commitments, you should be aware that whilst this may mean you will make short term savings, over the long term, you may end up paying more. This is because you may be extending the period of the loan. You are also transferring previously unsecured debts to a mortgage which is secured on your home.

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