About us
Finance Now was established in October 2002, following the merger of Vale Financial Mortgages and Simply Homeloans. The aim of the merger was simple; to form a leading mortgage brokerage based on technology, led by customer service and backed by industry experience.
Finance Now has already proved itself in the marketplace, forming valuable relationships to supply financial services to many new partners. The increased productivity provided by the technology in use, coupled with these partnerships has meant that Finance Now is going from strength to strength.
In early 2004 Finance Now Ltd took over the mortgage book of clients of the Complete Mortgage Company (COMOCO), formerly Team Mortgage, based in Fareham.
The company also has arms dedicated to assisting applicants with impaired credit; FreshstartOnline.co.uk and secured loans www.simplyhomeloans.co.uk.
In 2006 Finance Now extended their portfolio to include secured loans and bridging loans. These two services perfectly complimented the mortgage service that was already on offer.
Authorised & regulated by the Financial Services Authority, registration no. 304167. Consumer Credit Licence No. 549463, Data Protection Z8365 202. Secured loans, conveyancing and credit reports are not regulated by the Financial Services Authority.
Mortgages:
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage. This information does not contain all the details you need to choose a mortgage. Make sure that you read the separate Key Facts Illustration before you make a decision. There will be a fee for mortgage advice. Our fees vary depending on the type of mortgage arranged. For example, on PRIME cases the fee will normally be 1.0% of the mortgage advance, with a minimum fee of £495. On a SUB PRIME or IMPAIRED CREDIT mortgage the fee will normally be 1.5% - 2.0% of the mortgage advance with a minimum fee of £500.
Secured Loans:
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your Mortgage or any other debt secured on it. By consolidating your existing financial commitments, you should be aware that whilst this may mean you will make short term savings, over the long term, you may end up paying more. This is because you may be extending the period of the loan. You are also transferring previously unsecured debts to a mortgage which is secured on your home.
© 2006 Finance Now Limited - All rights reserved.
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